Fixed Charge Receiverships

Service Overview

We accept Fixed Charge/Law of Property Act Receiverships for the following:

  • Building Societies
  • Challenger/alternative lenders
  • Private individuals

Colin Fell is an associate of Property Fixed Charge Receivers (NARA) and was formerly head of JLL in the North of England.

What is a Fixed Charge Receivership?

Originally a creation of the Law of Property Act 1925 (s101), the powers afforded to a Law of Property Act (“LPA”) Receiver are limited by modern standards and an appointment is usually made under the lender’s fixed charge (mortgage) as well as under the powers afforded by 1925 Act.

In addition to a formal LPA process there are other exit routes available to secured lenders where we can advise and assist:

  • Assisted Voluntary Sales
  • Mortgagee in Possession
  • Mortgagee not in Possession
  • Assistance to Lenders seeking possession

A Receiver acts as agent for the mortgagor (borrower) and whilst the principal obligations are to the mortgagee (lender), the Receiver has a duty of care to the borrower for proper conduct and to obtain best price at the point of sale.

We are fully aware of the FCA requirement surrounding the fair treatment of customers (TCF) and work with our secured lender clients in adhering to this requirement in each property recovery assignment.

Tom is a Chartered Surveyor and an RICS Registered Valuer after having studied Real Estate at Reading University. Tom is experienced in valuing all forms of commercial and residential property. Tom previously worked for Winterhill Largo in London, Leeds and Manchester prior to setting up Pantera Property in January 2016 and now spends his time between our London and Harrogate Offices. Tom works closely with Insolvency Practitioners and a range of Lenders providing valuation advice, property management services, and assistance with disposals. Tom enjoys playing Golf at Alwoodley in his spare time.

Gabriella has 10 years’ experience in the London property market and on a nationwide basis. She is a Chartered Surveyor and RICS Registered Valuer after having studied Real Estate at Reading University.

Prior to Pantera Property, Gabriella worked for five years in the Development Consultancy team at Hamptons International working with landowners and developers on various new build projects across London. Gabriella’s role involved advising developers towards optimising sales revenues; effective sales and marketing strategies; appropriate scheme design advice and in-depth market analysis.

At Pantera Property, Gabriella works with a broad range of clients including insolvency practitioners, solicitors & lenders dealing with disposals, formal & informal valuation advice and property management. She has experience in both commercial and residential property matters.

Hattie studied Real Estate at Reading University is now a Chartered Surveyor and RICS Registered Valuer. Hattie previously worked at Thomlinson’s Estate Agents providing sales, lettings and management services. At Pantera Property, Hattie provides sales, valuation, and property management advice on a wide range of properties across the UK. In Hattie’s spare time she enjoys competing her horses and going for long hacks in the countryside.

After graduating from the LSE, in law, Paul has spent 35 years in insolvency. Paul was previously a director at PWC and Deloitte.

Colin has considerable experience in building and developing agency businesses for over 40 years. He built King Sturge from virtually nothing into one of the premier agencies in Leeds and the North East employing over130 people. King Sturge was sold to JLL in 2011.

When Colin retired from JLL in 2013 he was the Regional Chairman for the North East and also led the Northern Real Estate Workout and Banking Advisory Team. He has acted for most of the major UK banks in his career and specialised in both Property Investment and Real Estate workout.

Colin is a RICS Registered Valuer and a member of NARA / LPA Fixed Charge Receivership Scheme.

His appointment is to assist Pantera grow the business through his experience and provide support at board level.

Colin is also Non – Executive Chairman of Elevation Wealth Management.

Harvey joined Pantera as an assistant surveyor in July 2019 after completing his degree in Real Estate Bsc (Hons) at Northumbria University and is now a MRICS Registered Valuer having qualified with the company. Harvey works across our valuation team, also providing assistance with sales relating to insolvency cases. In his spare time, Harvey plays golf and cricket and enjoys keeping fit.

Harriet has joined Pantera Property as a Senior Surveyor.
 
Harriet studied Real Estate BSc (Hons) at Oxford Brookes University before spending 3 years at Carter Jonas working in Compulsory Purchase and Compensation. Following this, Harriet spent 3 years at FSS Property in commercial agency and property management where she also qualified as a MRICS Registered Valuer.
 
Harriet works across our valuation team, also providing assistance with sales relating cases all the way to insolvency. In her spare time, Harriet enjoys riding and running.

Matthew joined Pantera as Head of Property Management after leaving a local letting agent having gained experience across all aspects of lettings in the past seven years. Utilising this experience Matthew provides advice on property management but also on any aspect of the letting process. Outside the office, cars and all things tech are at the forefront of most conversations.

Jade joined Pantera in November 2021 and will be looking after all office admin, enquiries and arranging valuations. Alongside the administrative duties Jade will be in charge of arranging office events, fundraisers and managing our social media platforms. In her spare time Jade enjoys Baking, spending time with her family and her little puppy Barney.

Charlie is a graduate of Northumbria University, where he studied building surveying. Charlie has joined Pantera as a Graduate Surveyor and is pursuing his RICS qualification. He enjoys going to the gym and playing golf at Wetherby Golf Club in his spare time.

Jay has joined Pantera Property as an assistant surveyor and is going on to pursue his RICS qualification.

In his spare time Jay enjoys the gym, meeting up with his friends and playing with his puppy Milo.

Peter has 35 years’ experience in the property industry commencing his career with Royal Life Estates, where he dealt with general commercial agency in London’s West end and across the South East. Setting up Jordan’s property matters in 1996 Peter built up a large client’s base of corporate clients providing a specialized “one stop” repossession and asset management service to insolvency practitioners, receivers, accountants, and mortgagees on a Nationwide basis as well as probate valuations and sales, he has sold and acquired many residential development sites for major house builders. Peter joined Pantera as a consultant and from the London and Essex office continues to deal with a broad range of Residential and Commercial property valuations and disposals. In his spare time Peter takes part in many sporting activities and enjoys, Football, Skiing, sailing, and cycling.

Amy joined Pantera in February 2022 as an Assistant Surveyor.  Having previously worked in Estate Agency, Amy will be managing our residential and commercial properties from instruction through to completion. In Amy’s spare time she enjoys playing netball and going on dog walks.

Charley joined Pantera Property in October 2022 as an Assistant Surveyor. Charley will be managing our residential and commercial properties from instruction through to completion. In Charley’s spare time she enjoys going on dog walks and spending time with family.

George joined Pantera in May 2023 as an Assistant Surveyor.  Having previously worked in Estate Agency, George will be managing our residential and commercial properties from instruction through to completion. In George’s spare time he enjoys going fishing and meeting up with friends.

Yvette has been an integral part of Pantera Property Ltd since its inception, establishing both the accounts and HR departments. She brings nearly two decades of experience, having served as a bookkeeper for Paul Snook for 18 years prior to joining Pantera. With a career in accounting that began at age 16, Yvette is highly experienced in managing financial and administrative responsibilities.
 
In her free time, Yvette enjoys being outdoors and spending time with animals, especially dog walking. She’s also known for her love of socialising and catching up with friends over a cocktail or two.

Karen joined Pantera in September 2024 as a valued member of the bookkeeping team. She brings extensive experience in administration, having started her career straight out of school while also completing additional studies at college. Prior to Pantera, Karen spent over 18 years at Yorkshire Bank, where she honed her skills in administration before moving into documentation and design.

 
Outside of work, Karen enjoys long walks with her dog and traveling, always looking forward to her next adventure.